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Are You Too Old For Life Insurance?

  • Writer: David Wagner
    David Wagner
  • Feb 11
  • 2 min read

Updated: Mar 14

That’s what a lot of people think. But I have sold countless policies to people in their 80’s, even up to 90 years old!

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And what’s more, almost all these people had health problems, some of them very serious!


And none of them had to get a medical exam, blood draw, urine test, or anything of the sort. Almost everyone was approved the same day they applied. How is this possible?


Some life insurance companies sell a specialized product called Whole Life Final Expense. This is life insurance designed to protect your family from the financial burden of paying for your Burial, Cremation and Funeral Service.


The typical funeral now costs somewhere between $5,000 and $12,000, so it’s no joke having to cough up the money to pay final expenses for a loved one!


But you can protect your family from this financial burden with a Final Expense policy. Final Expense policies are designed to take care of the costs of Burial, Cremation and Funeral services, and so they offer coverage amounts between $5,000 and $30,000.

And here’s the kicker: Because I am a Life Insurance Broker, I have access to dozens of Final Expense companies, including some that offer Final Expense policies to people up to the age of 90!


That’s right. If you are 90 or younger, in most cases I can get you qualified and covered for a final expense program that will protect your family from the financial burden.

But I have to be honest with you: Every year you age, your price for Final Expense coverage gets more expensive. And if you have any new health events, whether illness or injury, your price could get extremely expensive. And in some cases, as a result of the combination of your age and health problems, you may be declined completely. 


So, don’t wait. Call me today (209-268-8063) for a no-pressure, 10-minute consultation and quote. I will help you apply and get approved; I know all the tricks!

 
 
 

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